# What is decentralized and what is not? ### Wallets - *Decentralised* The private keys to wallets are generated by user devices and can never be seen by our servers. ### **Escrow**s - *Decentralised* P2P transactions are secured using a self-custodial escrow contracts that are deployed by the seller and verified through Openpeer. ### **User messages - *****Decentralised*** We currently integrate encrypted wallet-to-wallet chat offered by [WalletChat](https://www.walletchat.fun/). You can use WalletChat to directly reach out to our support team as well. ### **Payments - *****Decentralised*** OpenPeer doesn't integrate into fiat payment networks. You choose what network you want to transact on with another trader and make a direct transfer. In the future we'll launch automated pools and verification where banking and transfer data can be verified through an API connection and oracles. ### **Identity - *****Decentralised*** OpenPeer doesn't hold any of your personal data. In order for you to comply with KYC/AML regulations in your own country we have integrated with DID solutions including Quadrata and Anima in order for you to attest your identity without sharing it. We'll integrate proof-of-humanity and more local solutions over time to better serve markets where identity verification is harder. ### **Disputes - *****Centralised*** We intend to decentralise the arbitration mechanism between traders in the case of dispute. As we get closer to full decentralisation more info will be shared with the community. ### **Reputation - *****Centralised*** Ratings and reviews are currently centralised on the OpenPeer platform. We intend to decentralise this over time. ### **Offers / Orderbook - *****Centralised*** We currently host a centralised orderbook. We'll be launching a multichain orderbook in 2023. ### **Notifcations - *****Centralised*** We currently offer email notifications. We'll later support PGP, wallet and messaging notifications. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.openpeer.xyz/openpeer-docs/openpeer-protocol/what-is-decentralized-and-what-is-not.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.