# What is decentralized and what is not?

### Wallets - *Decentralised*

The private keys to wallets are generated by user devices and can never be seen by our servers.

### **Escrow**s - *Decentralised*

P2P transactions are secured using a self-custodial escrow contracts that are deployed by the seller and verified through Openpeer.

### **User messages - *****Decentralised***

We currently integrate encrypted wallet-to-wallet chat offered by [WalletChat](https://www.walletchat.fun/). You can use WalletChat to directly reach out to our support team as well.

### **Payments - *****Decentralised***

OpenPeer doesn't integrate into fiat payment networks. You choose what network you want to transact on with another trader and make a direct transfer. In the future we'll launch automated pools and verification where banking and transfer data can be verified through an API connection and oracles.

### **Identity - *****Decentralised***

OpenPeer doesn't hold any of your personal data. In order for you to comply with KYC/AML regulations in your own country we have integrated with DID solutions including Quadrata and Anima in order for you to attest your identity without sharing it. We'll integrate proof-of-humanity and more local solutions over time to better serve markets where identity verification is harder.

### **Disputes - *****Centralised***

We intend to decentralise the arbitration mechanism between traders in the case of dispute. As we get closer to full decentralisation more info will be shared with the community.

### **Reputation - *****Centralised***

Ratings and reviews are currently centralised on the OpenPeer platform. We intend to decentralise this over time.

### **Offers / Orderbook - *****Centralised***

We currently host a centralised orderbook. We'll be launching a multichain orderbook in 2023.

### **Notifcations - *****Centralised***

We currently offer email notifications. We'll later support PGP, wallet and messaging notifications.